LBS building saving plans Flexible savings and safe financing
Our building savings contracts are backed by a simple principle.
You start off saving relatively small amounts and accumulate a decent amount of initial capital. Then you take advantage of our low-interest mortgages to finance your home. You can enjoy a mortgage of up to 60% of the amount you’ve saved once you’ve saved 40% of the building saving contract amount.
Flexible savings: Everything is possible.
- Save as you please. You decide how much you want to save.
- Initial capital for your needs. Your building savings contract can be used to buy, build or modernise.
The state helps.
- The government supports building savings by subsidising this form of saving: Riester subsidy, housing bonus (WoP) and the employee savings bonus for payments to employees' savings schemes (VL).
- LBS interest. We pay interest on top of the government’s subsidies.

