Realise your dreams with a building savings contract with us

Our building savings contracts can help you realise your dreams for your home. Whether that’s building, buying, modernising, either now or later – LBS adjusts to what you want in a home. And the government helps too.

LBS building saving plans Flexible savings and safe financing

Our building savings contracts are backed by a simple principle.
You start off saving relatively small amounts and accumulate a decent amount of initial capital. Then you take advantage of our low-interest mortgages to finance your home.  You can enjoy a mortgage of up to 60% of the amount you’ve saved once you’ve saved 40% of the building saving contract amount.

Flexible savings: Everything is possible.

  • Save as you please. You decide how much you want to save.
  • Initial capital for your needs. Your building savings contract can be used to buy, build or modernise.

The state helps.

  • The government supports building savings by subsidising this form of saving: Riester subsidy, housing bonus (WoP) and the employee savings bonus for payments to employees' savings schemes (VL).
  • LBS interest. We pay interest on top of the government’s subsidies.