Financing with fixed ownership goals.
| Tariff1 |
Basic interest p.a. | Bonus p.a. |
Mortage interest: Conditional lending rate p.a. |
Mortage interest: Effective annual interest from granting date |
|---|---|---|---|---|
| Classic06 C3 | 0,75 % | - | 3,25 % | 3,66 % |
| Classic06 C4 | 1,00 % | - | 3,50 % | 3,70 % |
| Classic06 C5 | 1,00 % | 0,50 %2 | 3,95 % | 4,20 % |
Financing with fixed ownership goals.
| Tariff1 |
Basic interest p.a. | Bonus p.a. |
Mortage interest: Conditional lending rate p.a. |
Mortage interest: Effective annual interest from granting date |
|---|---|---|---|---|
| Classic06 C93 | 1,00 % | - | 1,95 % | 2,32 % |
Financing with fixed ownership goals.
| Tariff1 |
Basic interest p.a. | Bonus p.a. |
Mortage interest: Conditional lending rate p.a. |
Mortage interest: Effective annual interest from granting date |
|---|---|---|---|---|
| Riester Vario | 1,50 % | 1,00 % | 5,50 % | 6,05 %5 |
| Riester Classic C4 | 1,00 % | - | 3,50 % | 3,88 %5 |
| Riester Classic C5 | 1,00 % | 0,50 % | 3,95 % | 4,39 %5 |
1 Contract fee 1% of building savings amount due and payable on making the building saving contract. The regular monthly savings amount is 4% of the building savings amount. No basic interest on building savings amount exceeding the building savings commitment.
2 If the building savings are paid out in less than 7 years from the first of that month in which the building savings contract was made then the bonus is not due or payable.
3 Max. building savings amount 100,000€
4 The follow-on fee is 1% of the building savings amount and is due and payable in equal annual instalments over five years. The regular monthly savings amount is 4% of the building savings amount. No basic interest or bonus is due or payable on savings amounts exceeding the building savings commitment.
5 Effective annual interest calculation depends on the building savings amount. In the example calculation a building savings amount of 28,000 € was assumed.
